Lending Stream Short Term Direct Lender. Money Transfer Within 15 min.

Loan Amount

£50 to £1500

Loan Tearms

6 months

£100 repaid 28 days later


Representative APR

1272% APR

Representative Example: if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £46.40 followed by £88.00, £78.40, £69.76, £59.84 and £49.28 the following months. You will repay £391.68 in total, there are no additional fees.

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Lending Stream (lendingstream.co.uk) is a short-term and payday loans direct lender.

The company is founded by some of the same people who developed the fraud detection system, protecting transactions on over 2.5 billion credit cards worldwide. They hold their heads high with their team, comprising of some of the most brilliant data scientists, engineers, and business analysts in the world.

lending streamBeing members of BCCA, and following their codes of practice, Lending Stream runs an affordability analysis on every single application to determine whether you should be able to pay the loan in a sustainable manner. Lending stream uses the power of advanced analytics to help people who deserve credit, get credit. Their goal is to respectfully and responsibly change the way people do business  with the underbanked by creating innovative credit products and including a clear focus on building solutions that helps consumers, merchants, and lenders “all share in the tremendous value that analytics can create”

Lending Stream offers no fee loans.

The only fees they procure are for the overdue payments. First time customers are able to lend up to £800 whereas past lending Stream loaners with good account standing can lend up to £ 1500. As you are able to get another loan before you have paid off the one you have now, you’ll have closer to no problems with your unexpected budget shortages. Their online loan process initiates the cash transfer in just four minutes. However, the time it takes for a cash loan to appear in your account will depend on your bank’s policies and procedures.

To apply for a Lending Stream loan:

  • You need to be of at least 18 years of age
  • A resident in the United Kingdom
  • Have a UK bank account with a valid linked debit card
  • Have a regular source of income.
  • Applying for a loan will also require your personal info, and other important details.

Lending Stream Company information:

Registration No: 4124111 Website: www.lendingstream.co.uk/ Phone: 0203 564 7028 Address: Lending Stream, Wisteria Grange Barn, Pikes End, Pinner, London FCA registration Reference No: 689378 Trading names: Lending Stream, Drafty, Mydirectloan, Paydayloansshop, Get More Out Of Life Loans, 6 Month Loans, Paydayloanstore, Zebit Place of business: 2711, Suite 400, Centerville Road, Wilmington, New Castle, Delaware 19808, United States Data protection registration Registration No: Z2752028 Data controller: Lending Stream LLC Address: 2711, Suite 400, Centerville Road, Wilmington, New Castle, Delaware 19808, United States
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Lending Stream Is Short Term And Payday Loans Direct Lender.
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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk