£100 to £2,000
£100 repaid 28 days later
Representative Example: If you borrow £250 over 3 months the annual interest rate will be 292.00% (fixed), you would pay 3 monthly instalments of £137.21. The total charge for credit will be £161.63 and the total amount payable will be £411.63.
Average user rating
They are repaid over consecutive pay dates with interest rates depending on the term you select. And what’s more, there are no setup or admin fees for any of Payday UK’s loans! Payday express is a short-term lending company, a company that has the power to solve your short-term financial needs.
As a trading name of Instant Cash Loans Ltd, Payday UK sets its fortress up in helping people cross their emergency financial needs with their reliable, transparent, friendly, and straightforward loan applications and processes. They have been helping customers with their short-term loan requirements since 1999. That’s why they have the understanding that people’s personal and financial circumstances can change. They are there to help, just give them a heads-up and let them know as soon as possible, and they will do their best to help.
Payday UK offers short-term loans ranging from £100 to £2000 with terms ranging from 1 to 12 installments. They have low daily rates ranging from 0.36% to 0.8% which is dependent upon term length. This means you’ll be paying between 36p to 80p on a daily basis for every £100 borrowed. The Annual Percentage Rate includes factors such as the interest you must pay, the length of the loan agreement, the frequency and timing of payments, the amount of each payment, and certain fees associated with the loan. The representative APR demonstrates what Payday UK thinks the majority of successful applicants will receive, which is 1217% Annual Percentage Rate.
To be eligible for a loan you are required to be over 18 years old, be in permanent employment or receiving a pension or disability benefit, receive more than £417 net per month, have a bank account with a valid debit card, and meet the credit criteria and affordability assessment.
Registration No: 2685515 Website: www.paydayexpress.co.uk Phone: 0800 652 4661 Address: Payday Express PO Box 255 Bicester Oxfordshire FCA registration Reference No: 334154 Trading names: Payday Express, Instant Cash Loans Limited, Place of business: 6 Bevis Marks, London, EC3A 7BA Data protection registration Registration No: Z6250344 Data controller: INSTANT CASH LOANS LTD Address: 6 Bevis Marks, London, EC3A 7BA
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk