£100 repaid 28 days later
Representative Example: Amount of credit £250.00 for 30 days. Total amount payable £310.00. Interest rate 292% (fixed). Interest £60.00
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PiggyBank (piggy-bank.co.uk) is a smarter, fairer, and more human way of lending money. They understand that when you are facing an unexpected bill or unforeseen expense, you would want to be able to resolve it as quickly as possible. PiggyBank can help with that, as they are a simple, user friendly, online solution for borrowers to get a responsible short-term or payday loan for a sudden, unexpected circumstance. Being a flexible option designed to keep your in control of your money, PiggyBank is swiftly becoming one of the most popular and most trusted lenders on the market. Although PiggyBank prides themselves in paying out loans very quickly and efficiently, they will never compromise on service.
As a trading name of DJS(UK) Ltd, it is important to PiggyBank to ensure they are only lending money according to their most responsible and appropriate option for the borrower.
To determine that, PiggyBank conducts stringent affordability, credit and bank verification checks to make sure that there would absolutely be no way their decision of lending more money would be irresponsible.
Over a fixed-term of up to five months, you can borrow from £100- £400. With a good history, you may be able to borrow up to £1000 on your next visit. This is called the “level of trust”. You have the ability to put yourself in control over your finances, as you have the choice of paying the loan back over five months, depending on what is most affordable for you. Piggybank’s interest is fixed at 0.80% per day, which is very low.
To apply for a loan, you need to be a UK resident with a UK bank account and debit card, be of 18 years and above, and have a stable source of income. That, and other necessary personal details.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk