£100 repaid 28 days later
Representative Example: Amount borrowed: £200 | Loan length: 3 Months (82 days) | Annual rate of interest: 292% fixed | Cost of credit £111.36 | Total payable over 3 payments: £311.36
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Response Funding (responsefunding.co.uk) is a UK-based direct short-term lender offering loans for up to 3 months. They are a solid company with early settlements available without any penalty. That means you only pay for the time you borrow. They have a no upfront fees, no default fees, no late fees and no late interest policy which is very reassuring. Response Funding takes a more humane approach as every application for approval or credit is individually assessed by a real person.
Response Funding Ltd is registered in England, with their address at 8 Trinity, 161 Old Chistchurch Road, Bournemouth, BH1 1JU. Previously trading as Fancy, Response Funding is a responsible lender having specific obligations towards the customers such as treating the customers fairly, provide adequate information and providing a safe and secure online environment for application processing. They make it clear to customers that this type of loan should be used for short-term financial needs, and is not appropriate for long-term borrowing or if the customer is in financial difficulties.
On a daily basis, Response Funding loans are calculated on an interest rate of 0.8% per day. First time loaners can borrow a maximum of £200. Depending on circumstances and history, this may be increased on a future loan. For them, it is integral that you are able to repay the loan without adversely affecting your financial situation, because they are here to help, not to destroy. You can borrow for as long as 3 months, and the installments are paid monthly.
To apply, you need to be a resident in the UK, be at least 18 years old with a stable source of income, have a UK bank account and a debit with it.
Company information and details: Registration No: 7170462 Website: www.responsefunding.co.uk Phone: 0330 223 0166 Address: Trinity Unit 8, 2nd Floor, 161 Old Christchurch Road, Bournemouth, Dorset FCA registration Reference No: 638440 Trading names: Fancy A Payday, Cheque a Loan Place of business: Trinity Unit 8, 2nd Floor, 161 Old Christchurch Road, Bournemouth, Dorset, BH1 1JU Data protection registration Registration No: Z2613446 Data controller: RESPONSE FUNDING LTD Address: Trinity Unit 8, 2nd Floor, 161 Old Christchurch Road, Bournemouth, Dorset, BH1 1JU
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk